As a firm specializing in retirement, Retirement Planners of America can help you build a plan to reach your retirement goals while protecting your investments. Calculators. 5) Estate Tip: The Irrevocable Life Insurance Trust. We believe that when you retire, your debt should be retired, too. However, when implementing that portion of the Strategy, Retirement Planners of America believes that the benefit of avoiding bear markets outweighs the burden of these transaction costs and tax consequences. How do these benefits affect the firms selection of a broker-dealer partner? The firm, which was founded in 2011 as Money Matters with Ken Moraif, serves over 7,500 . Therefore, current or prospective clients should not assume that the future performance of the Strategy, any specific investment, or any other investment strategy that Retirement Planners of America recommends will be profitable or equal to past performance levels. With Retirement Planners of America, youll work with a financial advisor who specializes in retirement planning and is dedicated to giving you financial peace of mind and helping you achieve your retirement goals. All such information is provided solely for convenience, educational, and informational purposes only. In the past ten years, a regulatory agency other than the SEC or CFTC has previously entered an order against this firm or an advisory affiliate in connection with an investment-related activity. Firm is affiliated with an insurance company or agent who may be motivated to insure clients with products that generate high sales commissions when lower cost alternatives may exist. Dont know where to begin? Agency and Vender Management. Most federal employees are unaware of the costly mistakes made when preparing and making the transition into retirement. Reduce the amount of risk in your investments. All such information is provided solely for convenience, educational, and informational purposes only. Video Transcript-All right, welcome back to Yahoo Finance Live. We believe that if youre retired or retiring soon, your investment strategy must shift, and we have an Invest and Protect strategy to help you protect your savings. In 2023, this number rises to $22,500 per year ($30,000 if you're 50 or older). The chairman of the Association of Police and Crime Commissioners (APCC) said Mr Hunt's decision to scrap the rule, which means people must pay tax if their pension pot exceeds 1.07 million . This typically occurs when firms manage mutual funds or hedge funds alongside smaller retail accounts. Not all services will be appropriate or necessary for all clients, and the potential value and benefit of Retirement Planners of Americas services will vary based upon a variety of factors, such as the clients investment and financial circumstances, the clients tax bracket, the nature and amount of the clients employer and outside benefits, the clients level of cooperation and communication, and the clients overall objectives. By clicking submit, below I expressly consent to Retirement Planners of America, directly or by third-parties acting on its behalf, to send marketing/promotional messages- including texts and calls made using an automatic telephone dialing system or pre-recorded or artificial voice messages- related to the product or service I am inquiring about to the number I provide above. Registration as an investment adviser is not an endorsement by securities regulators and does not imply that Retirement Planners of America has attained a certain level of skill, training, or ability. Photos and images on this website are not of past or present clients of Retirement Planners of America. Registration as an investment adviser is not an endorsement by securities regulators and does not imply that Retirement Planners of America has attained a . What does this mean? Figure out how much money you will need to support the retirement lifestyle you want. The receipt of personalized and tailored services, access to financial or professional resources, or the experience or expertise of an adviser should not be construed as a guarantee of a . Firm's/Financial Professional's investor.com profile pages may contain certain limited information directly provided to investor.com by the Firm/Financial Professional including, by way of example only, the Personal Bio, Certifications, and/or Investment Philosophy portions of the profile page. Financial advisors help you achieve your life goals, such as saving for retirement, by creating a comprehensive financial plan and managing your investment portfolio (e.g., stocks, ETFs, mutual funds, bonds). All such information is provided solely for convenience, educational, and informational purposes only. 2) 11 Investing Mistakes To Avoid Furthermore, our content and research teams do not participate in any advertising planning nor are they permitted access to advertising campaign data. Then well help you create a plan that addresses when and how to take benefits to help you maximize every income-generating opportunity you can put to use in the five years before you retire. Retirement Planners of America is not an accounting firm or a law firm. Retirement Planners of America Financial Services Plano, Texas 661 followers We provide financial planning, investment management, family estate planning & income tax planning services nationwide. You are now leaving the RPOA website. compensation-related conflicts of interest, Types of Financial Advisors and How to Choose, What's a Fiduciary (and Why It Matters So Much). Retirement Planners of America is a retirement planning firm that can assist you in creating a plan for reaching your retirement goals and protecting your investment. Firm or a related person trades securities for themselves that they also recommend to their clients. Firm offers mutual funds that carry 12b-1 fees, which increases the total annual cost of owning the fund (with no guarantee of higher returns). But have you thought about how youll transition to a retirement lifestyle? Our system has identified the following conflict alerts. Date of Birth. All investment strategies have the potential for profit or loss. Investor.com is your trustworthy guide to the world of personal finance. Photos and images on this website are not of past or present clients of Retirement Planners of America. The Invest and Protect Strategy (the Strategy) refers to a strategy that Retirement Planners of America fundamentally employs for its clients. Banking. 2) An Alternative To Banks These conflicts can negatively impact clients via hidden fees and overall higher costs. We believe that if you're retired or retiring soon, your investment strategy must shift, and we have an Invest and Protect strategy to help you protect your savings. 1) The Most Telegraphed Recession Ever? Questions to ask Soon an important milestone will be reached, it added, as more . However, when implementing that portion of the Strategy, Retirement Planners of America believes that the benefit of avoiding bear markets outweighs the burden of these transaction costs and tax consequences. What does this mean? A percentage of assets under your management. Past performance does not guarantee future results. Firm offers products that have performance-based fees; the managers of those products may be incentivized to take inappropriate risks to beat their performance benchmark. Accurate expectations help Americans plan for retirement. March 14, 2023. What does this mean and why is it important? What percentage of income does your firm receive from fees versus commissions? Questions to ask As a result, we do not support personal reviews on the site. RPOA has offices in California, Oklahoma, Arizona, and Texas. What does this mean? And our comprehensive approach doesn't stop . We believe if youre over 50, you should only take as much risk as is necessary to achieve your financial retirement goals. Third-party sites that are directly or indirectly linked or referenced above may collect information, including personal information relating your online activities over time and across different websites and other online services. The math will help him as he and his advisor develop a retirement income plan, an insurance plan, a tax plan and an estate plan. When it comes to your retirement plan, we do the heavy lifting, so you don't have to. Third-party sites that are directly or indirectly linked or referenced above may collect information, including personal information relating your online activities over time and across different websites and other online services. Retirement Planners of America generates $467.4K in revenue per employee See Retirement Planners of America company profile Stay up-to-date with the latest news on Retirement Planners of America These types of planners are fairly rare, but you can find some on the Garrett Planning Network. Not all services will be appropriate or necessary for all clients, and the potential value and benefit of Retirement Planners of Americas services will vary based upon a variety of factors, such as the clients investment, tax, and financial circumstances and overall objectives. 3) Strategies To Maximize Social Security All requests for updated information should also be reported directly to the SEC and/or FINRA. Operations Team, Analytics and Processing . Diversification can help, especially if you have a large percentage of your money in any one stock (including your employers). Therefore, any references to Retirement Planners of Americas performance or its investment advisory recommendations predating 2011 generally refer to recommendations made by Retirement Planners of Americas principals at the respective other firms described above. If youre over 50, we think nows the time to begin thinking about how you want to live in retirement, and to put a holistic plan in place to guide you to that retirement lifestyle. Firm or an advisory affiliate has previously had an investment-related civil action dismissed against them following a cash settlement in court. For instance, research has shown that mutual funds that use incentive fees take on more risk than funds that do not, and tend to double down and increase their risk following a poor performance. As an employer, you can contribute up to 25% of your compensation. Our partners compensate us through paid advertising. Business Profile for Retirement Planners of America. While partners may pay to provide offers or be featured, e.g. Contact Information. How many times did it occur? RPOA has offices in California, Oklahoma, Arizona, and Texas. The firm offers a strategy known as Invest and Protect to help you protect your . The Invest and Protect Strategy (the Strategy) refers to a strategy that Retirement Planners of America fundamentally employs for its clients. Checks take place monthly. Retirement Planners of America is not an accounting firm or a law firm. Apply for Benefits Online. RPOA does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, accessed through the link provided, and takes no responsibility for the same. Retirement Planners & Administrators deliver expert services for 401(k) plans including custom plan design, plan compliance, retirement plan consulting services, payroll solutions and recordkeeping. Retirement Planners of America was founded in 2011 as Money Matters With Ken Moraif but changed its name in 2019. The receipt of personalized and tailored services, or access to financial or professional resources should not be construed as a guarantee of a particular outcome. Take advantage of our free financial insights to keep abreast of changes that may affect you and your retirement. Like all investment strategies, the Strategy is not guaranteed. Third-party sites that are directly or indirectly linked or referenced above may collect information, including personal information relating your online activities over time and across different websites and other online services. Our advisors offer services for clients across the country. The SEC or CFTC has previously entered an order against this firm or an advisory affiliate in connection with an investment-related activity. What does this mean? Market commentary is intended for convenience, educational, and informational purposes only and should not be construed as individualized advice or recommendations. All investment strategies have the potential for profit or loss. Please provide me a list of the products and a summary of how much your firm earns from them. When performance-based fees are charged, the financial advisor is paid for outperforming a benchmark, typically an index. Apply for Trusted badge. Retirement Planners of America will generally upon the accuracy and completeness of the information provided by the client when providing advisory services. Retirement Planners of America has been employing the Strategy since its inception in 2011. Retirement Planners of America is not an accounting firm or a law firm. However, when implementing that portion of the Strategy, Retirement Planners of America believes that the benefit of avoiding bear markets outweighs the burden of these transaction costs and tax consequences. 3) Strategies To Increase Social Security #36 Retirement Planners OF America manages $4.7 billion and provides investment advisory services for 8,092 clients (1:261 advisor/client ratio). At Retirement Planners of America ( RPOA ), we believe if you are 50 or over, the time to plan is now, not when you're in the middle of retirement. What does this mean? Not all services will be appropriate or necessary for all clients, and the potential value and benefit of Retirement Planners of Americas services will vary based upon a variety of factors, such as the clients investment and financial circumstances, the clients tax bracket, the nature and amount of the clients employer and outside benefits, the clients level of cooperation and communication, and the clients overall objectives. Retirement Planners of America is not an accounting firm or a law firm. What does this mean and why is it important? 1) It Looks Like Inflation Is Here To Stay For A While 4) Buy Hold Myth #1: The Market Always Comes Back In addition, their radio show, "Money Matters with Ken Moraif," will remain on airwaves under the same name, sponsored . What does this mean and why is this important? Decide where you will live. RPOA does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, accessed through the link provided, and takes no responsibility for the same. Firms having met these requirements may further elect to participate in the investor.com Certification program for an annual fee paid to investor.com. Questions to ask Our receipt of such compensation shall not be construed as an endorsement or recommendation by StockBrokers.com, nor shall it bias our reviews, analysis, and opinions. A regulatory agency has previously denied, suspended, or revoked the firms or an advisory affiliates registration or license or otherwise restricted their activities. Not all services will be appropriate or necessary for all clients, and the potential value and benefit of Retirement Planners of Americas services will vary based upon a variety of factors, such as the clients investment and financial circumstances, the clients tax bracket, the nature and amount of the clients employer and outside benefits, the clients level of cooperation and communication, and the clients overall objectives. Why is it important mean and why is it important updated information should also be reported directly the! Banks these conflicts can negatively impact clients via hidden fees and overall higher costs doesn. 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retirement planners of america